The smarter way to manage lay-by.
Create lay-bys. Track payments. Stay in control. All in one place.
Everything you need to manage lay-bys effortlessly
Digital lay-by management
Create, track and manage lay-bys in one simple dashboard.
Flexible payment schedules
Custom payment plans that work for your business and your customers.
Smart reminders
Automated reminders via SMS and email so you never miss a payment.
Powerful insights
See what's due, what's paid and grow your business with data.
How it works
Get started in 3 simple steps

Create a lay-by
Add your customer and item, set the price and payment plan.

Customer pays over time
They make payments easily via the Due platform.

Everyone wins
You get paid on time. They get what they want.
FAQ
Frequently asked questions
What is Due?
Due is a digital lay-by management platform that helps retailers create lay-bys, manage payment plans, track payments, and keep customers informed.
Who is Due for?
Due is built for retailers of all sizes—from small independent stores to larger retail businesses that offer lay-by.
Do my customers need to download the Due app?
Not necessarily. Customers can access their lay-by and make payments through the Due platform. The app can provide additional convenience such as payment tracking and reminders.
Can I create my own payment plans?
Yes. Retailers can set the payment amount, payment frequency, and duration of each lay-by according to their business rules.
How do customers make payments?
Customers can make their scheduled payments through the payment gateway connected to the retailer's Due account. Payments go to the retailer rather than being held by Due.
Does Due hold my customers' money?
No. Due is the management platform. Payments are processed through the retailer's connected payment gateway and settled to the retailer.
Will my customers receive payment reminders?
Yes. Due can send automated reminders before payments are due, helping customers stay on track with their lay-bys.
Can I see which customers still owe me?
Yes. Retailers can view active lay-bys, outstanding balances, upcoming payments, completed payments, and customer payment history from their dashboard.
Can Due work with my existing payment gateway?
Due is designed to integrate with existing payment providers rather than replace them. This means retailers can continue using their preferred payment gateway.
Can customers start a lay-by online?
Yes. As Due develops, retailers can offer customers the ability to start a lay-by online, choose a payment plan, and make their first payment without visiting the store.
Is Due a bank or credit provider?
No. Due is a lay-by management platform, not a bank or credit provider. Due helps retailers manage payment commitments and does not replace the retailer or their payment provider.
How much does Due cost?
Due offers different plans based on the size and needs of your business. Retailers can choose the plan that best fits their lay-by volume and requirements.
Still have questions?
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